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ARCHIVED - Property mortgage activity in Murcia hits 10-year high
Little ground appears to have been lost as the Costa Cálida real estate sector emerges from Covid
After the pandemic-induced slump it appears that the property market in Spain in general, and in the Region of Murcia in particular, is already surging out of the crisis and is returning to health far more rapidly than might have been anticipated, and figures published by the national government’s central statistics unit on Thursday show that mortgage lending activity in the Costa Cálida reached a 10-year high in March 2021.
The total of 1,088 mortgages on residential properties during the month represented a 42.4 per cent increase over March 2020, and was the highest since September 2011. With a total of over 91 million euros in loan capital involved the average loan was for an amount of 83,778 euros.
Such was the success of lending during the month that in the first quarter of the year there were a total of 2,787 new mortgages registered, more than in the same period in 2020 despite the first coronavirus lockdown not starting until 14th March 2020.
At the same time, the running 12-monthly total now stands at almost 96 per cent of the level reached in March 2020, indicating that despite the effects of Covid little ground has been lost.
In Spain as a whole the monthly total of 36,886 loans was the highest since January 2020 and the fourth highest in the last decade, while the proportion of borrowers opting for fixed-rate terms rose to 56.2 per cent, the highest on record.